If you have been in a Motorcycle, Car, Truck, or Other Personal Injury Accident ANYWHERE in The State of California, call me now 24 hours per day, 7 days a week, for a free consultation at 800-816-1Law (800-816-1529), Extension 1
Welcome, my name is Norman Gregory Fernandez, Esq. I am a California Personal Injury Lawyer.
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I created this Personal Injury Blog to provide general Califoria Personal Injury Information to the public.
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- GalaxyStorm Radio The Best Rock & Roll on the Net GalaxyStorm Radio is the best Rock & Roll radio station on the internet. Their playlist is the best I have ever heard. They play Rock & Roll from the 60's to present time and they have some great comedy on their station as well. Their website has tons of fun stuff to look at too!
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- A day in the life of Michael N. Odom, A Biker's Blog Michael N. Odom is a biker and a whole lot more. I recommend that you check out his Blog for many interesting articles written from a biker's perspective.
- A day in the life of Michael N. Odom, A Biker's Blog Michael N. Odom is a biker and a whole lot more. I recommend that you check out his Blog for many interesting articles written from a biker's perspective.
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10/13/06
Car, Motorcycle, and other Vehicle Insurance / Why You Should Buy Under Insured Coverage!
10:33:20 am, by Norman Gregory Fernandez, Esq. 
, 238 words 
Categories: News, Vehicle Accidents, Car Accidents, Truck Accidents, Passenger Injuries, Airplane Accidents, Motorcycle Accidents, Train Accidents, Other Motor Vehicle Accidents, Damages, Insurance Information, Liability for Personal Injury, Medical Treatment, Articles
Under Insured insurance coverage will cover you for the difference between your actual damages, and the at fault persons insurance coverage.
In other words, let say you are hit by a person who has minimum insurance coverage, (10k/15k/30k) who is at fault in the accident. Under normal circumstances the most you will be able to recover from their insurance company is for your injuries, and out of pocket loss, etc., is $15,000.00. Let's say your actual medical bills and out of pocket loss is $100,000.00 (This does not include the other non-out of pocket damages you are entitled to!). What are you going to do?
If the person who hits you does not have any assets there is little chance that you will ever collect the $85,000.00 difference from them if you sue to get a judgment. If you do get a judgment, they could declare bankruptcy and discharge the debt they owe to you in its entirety.
We find that in many instances, an at fault persons coverage is not enough to cover our client's actual damages and they get stuck in the catch 22 situation discussed above.
We believe that it is always better to error on the side of caution. We always recommend purchasing Under Insured Coverage for a minimum of $100,000.00 or more. The more the better. This is your way of insuring yourself, against an at fault persons deficient coverage.
By Norman Gregory Fernandez, Esq. , Copyright 2006
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