If you have been in a Motorcycle, Car, Truck, or Other Personal Injury Accident ANYWHERE in The State of California, call me now 24 hours per day, 7 days a week, for a free consultation at 800-816-1Law (800-816-1529), Extension 1
Welcome, my name is Norman Gregory Fernandez, Esq. I am a California Personal Injury Lawyer.
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I created this Personal Injury Blog to provide general Califoria Personal Injury Information to the public.
If you wish to contact me or submit articles, you may do so by sending me an email to law@norman-law.com. I offer free consultations by telephone on California Personal Injury Matters!
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- My Motorcycle and Biker Law Firm Website This is my law firm's Motorcycle Website. On my website you will find out about The Law Office of Norman Greogory Fernandez's law practice related to Motorcycle and Biker personal injury, biker's rights, criminal law, online legal books, and ton's of information. Check it out!
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- GalaxyStorm Radio The Best Rock & Roll on the Net GalaxyStorm Radio is the best Rock & Roll radio station on the internet. Their playlist is the best I have ever heard. They play Rock & Roll from the 60's to present time and they have some great comedy on their station as well. Their website has tons of fun stuff to look at too!
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- California Personal Injury Center This is the Law Office of Norman Greogory Fernandez's main personal injury website. If you have been injured in the State of California you are going to want to check out this site.
- Calfornia Wrongful Death Center This website deals exclusively with Wrongful Death in the State of California. If you have been the victim of a wrongful death in California check out this site.
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- A day in the life of Michael N. Odom, A Biker's Blog Michael N. Odom is a biker and a whole lot more. I recommend that you check out his Blog for many interesting articles written from a biker's perspective.
- A day in the life of Michael N. Odom, A Biker's Blog Michael N. Odom is a biker and a whole lot more. I recommend that you check out his Blog for many interesting articles written from a biker's perspective.
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10/11/06
If you Borrow Money to Buy Your Vehicle Than You Need Gap Insurance!
07:19:20 am, by Norman Gregory Fernandez, Esq. 
, 260 words 
Categories: News, Vehicle Accidents, Car Accidents, Truck Accidents, Motorcycle Accidents, Other Motor Vehicle Accidents, Insurance Information, Articles
This type of Insurance policy covers the difference between the Fair Market Value of your vehicle, and what you actually owe on the vehicle if your vehicle is totaled in an accident.
When you purchase a new or used car, motorcycle, or other vehicle on credit from a dealer, more often than not you are required to not only purchase Comprehensive and Collision insurance, but you are also required to purchase GAP insurance so that the finance company knows that will be paid in full if the car is totaled in an accident.
Regardless of whether it is required or not, we always recommend purchasing GAP Insurance coverage if you owe a lender money for a car, motorcycle or other vehicle.
You do not want to get stuck paying thousand’s of dollars on a car, motorcycle or other vehicle loan after an accident, if your vehicle has been declared a total loss after an accident. Comprehensive and Collision Insurance coverage only covers up to the fair market value of the car, not what you owe a lender for your vehicle.
We cannot tell you how many times victims of accidents find out the hard way that their insurance company will not pay enough money on a property damage claim, to cover what is owed on the vehicle. Nobody wants to get stuck for thousands of dollars in payments on a vehicle they no longer own, or that is totaled. We recommend getting GAP Insurance on your vehicle if you owe money on the vehicle.
By Norman Gregory Fernandez, Esq. , Copyright 2006
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